Spiegler Insurance Services
Steven Spiegler

La Jolla, CA
858-395-8834 | [email protected]
858-459-8834 | Fax
Personal license: CA License # 0646290
Corporate license: CA License # 0B71012

Industry Leader | Insurance Agency Principal | Risk & Coverage Expert
Seasoned insurance executive with over four decades of comprehensive experience in the property and casualty insurance industry. Founder and Principal of Spiegler Insurance Services. Deep expertise in commercial and personal lines, carrier relationships, regulatory compliance, agency operations, and claims analysis. Known for providing high-caliber guidance on insurance industry standards, best practices, and coverage disputes.
Available for consulting and expert witness assignments related to insurance agency operations, coverage interpretation, standards of care, underwriting practices, carrier negotiations, and claim handling procedures.

CORE EXPERTISE

  • Insurance Agency Management
  • Commercial Lines & Personal Lines
  • Industry Standards of Care
  • Coverage Analysis & Interpretation
  • Carrier Relationships & Appointments
  • Underwriting & Risk Placement
  • Regulatory Compliance
  • Claims Handling & Dispute Review
  • Multi-State Licensing & Operations

EXPERT WITNESS & CONSULTING SERVICES OFFERED

  • Standard of care for insurance agents/brokers.
  • Coverage analysis and policy interpretation.
  • Risk placement and underwriting practices
  • Claims process evaluation.
  • Agency operations and carrier relations.
  • Regulatory and licensing issues.
  • Testimony for defense and plaintiff.

PROFESSIONAL EXPERIENCE

    Steven Spiegler – Founder & Principal
    La Jolla, CA
    1996 – Present

  • Founded and led a full-service independent insurance agency serving commercial and personal clients in 20 states.
  • Maintained direct appointments with all top-tier carriers, including Chubb, The Hartford, CNA, AIG, Travelers, and Liberty Mutual.
  • Delivered customized insurance programs for complex business risks, high-net-worth individuals, and specialty exposures.
  • Built and managed a team providing expert-level customer service, claims support, and ongoing risk management.
  • Implemented efficient, technology-driven workflows that streamlined client service and improved operational efficiency.
  • Regularly consulted with clients on difficult-to-place risks and nuanced policy language.

    1983 – 1996 Agency Producer

  • Held various agency and producer roles with increasing responsibility, gaining deep industry knowledge in commercial and personal lines.
  • Established a reputation for integrity, product knowledge, and the ability to craft innovative insurance solutions for clients in a wide range of industries.

PROFESSIONAL AFFILIATIONS

  • Licensed Agent in All States where we place coverage
  • Regular participant in industry training, carrier briefings, and regulatory updates.